While many companies, industries, and individuals have suffered because of the COVID-19 pandemic, personal automobile insurers have reported large windfalls. The reason is simple. In response to the threat caused by COVID-19, governors from across the country issued unprecedented executive orders wisely mandating that individuals stay at home unless they were engaging in specified essential activities. State-wide social distancing and stay-at-home measures led to a drastic reduction in driving and, when you extend this to its logical conclusion, decline in ...