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The global COVID-19 pandemic has disrupted lives and businesses and caused tremendous damage to the local, state and national economies. Public officials have ordered all “non-essential” business to shut down, creating an overwhelming number of financial and logistical hardships for business owners. With the government direction to close, business owners of restaurants, retail shops and other companies are now fighting for their survival, as revenue evaporates and pressure mounts to pay employees, vendors and rent.  

This is truly a worst-case scenario, which is precisely why these business owners have purchased insurance policies and paid their premiums over prior months and years. However, many insurance companies are further compounding the COVID financial tragedy by denying the business owners’ claims for payments.

Romanucci & Blandin, LLC, along with insurance policyholder experts Rutter & Russin, LLC, and Spangenberg, Shibley & Liber, LLP are collaborating to support restaurant, retail and other business owners offset their devastating financial losses and seek payments rightfully due from their insurance companies for business interruption losses. 

Legal action on behalf of these business owners does not question the necessity of the business closures nor criticize political leaders for ordering them, but rather demands the insurance company meet their contractual obligation for which they have been paid by these responsible business owners. 

We are seeing many insurance companies deny these pandemic-related claims, which is not only disturbing but downright wrong. Almost all business insurance policies include business interruption coverage, providing compensation if your business is halted or significantly slowed by a covered act and sustains damages.

Insurance companies were more than willing to accept the premium payments when times were good. Now it is imperative that they meet their contractual obligation to help these businesses – and critical members of our community – survive then they need it most.

Free Consultation with a COVID-19 Business Interruption Lawyer

If you have questions regarding your COVID-19 business interruption case, please contact us today for a free consultation at (312) 458-1000, 24 hours a day, 7 days a week.

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