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Long Term Disability Attorneys | Romanucci & Blandin

Employees, who have become disabled and can no longer work, are usually provided with long term disability insurance (LTD) by their employer. LTD benefits are generally a percentage of your current salary. LTD benefits differ from other types of social security benefits, since it is the insurance companies who approve LTD claims. It is not always easy to get approved for LTD benefits, which is why you need RB Law’s social security attorneys to help protect your benefits.

You can apply for LTD and SSDI benefits if you are disabled, but you will not get the complete amount of both benefits should you receive approval. The majority of LTD policies are subrogated to any other type of disability benefits that you may get. For the most part, LTD benefits are higher than SSDI benefits.

Social Security Lawyers in Illinois

If you are denied by the insurance company for LTD benefits, it is not the end of the road. Many times, insurance companies deny claims in the hope that the issue will not be pursued any further. If you are covered by your employer’s policy and you cannot work, you are entitled to receive disability benefits.

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